FloydCreditOS
A premium credit restoration practice that doesn't just fix scores. We build financial futures, from dispute to funding, across all 50 states.
Average credit score increase in 90 days
Success rate on negative item removals
Clients funded since 2021
In credit lines unlocked
Bureau disputes, creditor interventions, and monthly progress reports. We don't run templates. Every case gets a custom strategy built on FCRA expertise and creditor negotiation.
$299/monthDUNS setup, Experian Business profiles, vendor relationships, and tradeline strategy. For entrepreneurs who need business credit that stands on its own.
From $1,500Personal and business funding placement up to $250K. We don't stop at the score. Once your credit is restored, we connect you directly to the capital.
CustomWe're not a dispute mill.
MrFloyd Dreams is a financial restoration practice. Part legal strategist, part wealth coach. We understand both sides of the lending equation because our founder came from corporate finance, not from a template dispute factory.
5+ years FCRA certified. A+ BBB rated. Serving all 50 states from New York.
Every financial dream starts with access. Access starts with credit. MrFloyd Dreams exists to make sure your past doesn't decide your future.